Quality Used Cars in Kent

Why Hire Purchase?

Hire Purchase typically consists of putting down a deposit on the vehicle and then paying off the rest of the value of the vehicle over a fixed term via monthly instalments.

You only own the vehicle after the last payment has been made.

Pros of Hire Purchase

  • You own the vehicle after the last payment is made
  • Low desposit required
  • Flexible repayment terms are available
  • Interest rates are typically fixed
Our Guide to HP finance

Why Personal Contract Purchase?

Personal Contract Purchase is similar to Hire Purchase, you are loaning the vehicle from your finance company however you have three options at the end of the term.

These three options are you can return the vehicle, you can pay off the resale value of the vehicle to keep the vehicle or you can put the resale value towards a new vehicle all together.

Pros of Personal Contract Purchase

  • Monthly payments are typically lower than HP
  • Ability to purchase a higher spec vehicle
  • Trade in the vehicle for a new vehicle at the end of the term
  • You still have the ability to keep the vehicle too

Why apply for finance with us?

0%deposit options available

Allcredit scores can apply

14.9%representative APR

Find your vehicle

Have look through our showroom to find the perfect vehicle for you.

Each vehicle allows you apply for finance directly.


Apply Online

You can also apply for finance with Evolution Funding directly as well.

Please press the button below to bring up our finance calculator to work out your costs in real-time.

Apply Now
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